How many children can I cover under the Family Protection Policy?

You can cover up to four (4) children under the Family Protection Policy

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• Can I purchase a policy for my children, spouse, parents, and parents-in-laws?

  Yes. You can. The Child Lifeline is for your children’s schooling expenses; the Family Protection Plan will cover your spouse and children; and the Esteem Home Call Plan will cover your parents, parents in- laws and one extended family member

• How does the Family Protection Plan work?

  This policy is designed to ensure the family continues to enjoy life even when the unexpected happens. It is a renewable term life assurance policy which pays out the sum assured when the event insured against happens within the terms and conditions ...

• Can I get a loan or partial withdrawal on Family Protection and Esteem HomeCall Policies?

  Loans or Partial Withdrawals are not granted on risk products such as the Family Protection and Esteem HomeCall policies. These policies do not have cash values and expire at the end of the term.

• What is Lapse and what happens when my policy lapses?

  Lapse is cessation of cover as a result of non-payment of premiums by its due date. There is however a grace period of 31 days after the due date; for payment to be effected, after which the policy may be lapsed. All benefits may be forfeited unless ...

• Can I add other assureds to my policy after it has begun?

  Addition or deletion of other assureds can be done at any time during the policy. But the policyholder must be sure that the assureds are in good health and fall within the ages below: Assured                                                         ...